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GUARANTEED
ISSUE FOR NEW
ACTIVE MEMBERS!

ENROLL
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UNUM
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People are living longer and healthier lives, yet 3 in 4 of us will need long-term care. With the average cost of care exceeding $80,000 per year, do you have enough in your savings to pay for it?

We are pleased to bring you the option to plan ahead with long-term care (LTC) insurance. LTC insurance is designed to pay for custodial care once you are in need of assistance with two or more Activities of Daily Living or have a cognitive impairment like dementia or Alzheimer’s. The insurance will pay for care received at home, in a nursing home or assisted living facility.

Guaranteed Issue (no health questionnaire required) is available to new Active members* within 60 days of joining PSEA. Both Active and Retiree current members may enroll at any time by completing a health questionnaire.

With the completion of a health questionnaire, this plan is also available to:
Spouses/Domestic Partners of eligible employee’s with a PSEA membership
All other PSEA members including retirees, grandparents, in-laws, siblings 18+ and children 21+**

Interested In More Information?
Visit www.myltcguide.com/pseato enroll online, download printable forms and use a rate calculator.

Contact LTC Solutions Insurance Services, our long-term care insurance consultant, with any questions toll-free at(877) 286-2852 or e-mail info@ltc-solutions.com.

Not a PSEA Member?
To enroll in the long-term care insurance benefit offering through Pacific Service Employees Association, you must be a PSEA member. To obtain a membership, please contact LTC Solutions Insurance Services toll-free at (877) 286-2852 or info@ltc-solutions.com.

*Active Pacific Service Employees Association members working a minimum of 20 hours per week for Pacific Gas & Electric

**Children ages 18-20 are eligible whether they are a PSEA member or not.