1390 Willow Pass Road, Suite 240, Concord, CA 94520
(925) 246-6200
(925) 246-6230

Critical Illness Insurance

Provided by MetLife

Serious illnesses can be costly.

While most medical plans provide coverage for hospital and medical expenses, they don’t typically cover costs like daily living expenses, childcare, or co-pays.  If you develop a critical illness such as cancer, a heart attack, or kidney failure, a critical illness insurance policy can close the gap and keep you from drowning in these other expenses.

Features/Benefits:

  • There are two affordable plan levels to choose from. Premiums depend on your age. (Lower rates for non-smokers.)
  • Lump-sum payments are made directly to you.
  • Spouse and dependent coverage is also available.
  • Premiums are conveniently paid through payroll deduction once per month.
  • Health screening benefits

New Plan Enhancements for 2025:

  • Benefits for Autism and Covid added
  • Total Benefit Amount increased
  • Skin Cancer benefit amount increased
  • Initial Separation Period removed (coverage for a different covered condition will be paid regardless of when it occurs after a previous covered condition)
  • Recurrence Benefit Separation Period and Treatment Fee Period reduced from 90 days to 30 days

*More covered conditions; more health screening tests covered; higher coverage on some conditions; $200 Mammogram Benefit (not available in all states).

Open enrollment for this plan is once per year in February for existing PSEA members. New members will be given a 90-day enrollment window.
2025 open enrollment is February 3-14.  
Join us for an educational webinar on February 11th at 12pm PST to learn more.  Please click the following link to register:  REGISTER HERE
PLAN OVERVIEW
If you are already enrolled in this plan and need to speak to customer service, call (800) 438-6388.

MetLife

You’re not going to want to miss this!

The PSEA Board of Trustees sponsors many fun events each year. We have one coming up. Will we see you there?