Extra security for only $9 per month.
Your PSEA Board of Trustees established the PSEA Member Disability Plan (DP) in 1923. As a member-funded plan, DP provides additional financial assistance to members who become disabled and cannot work.
The disability plan pays financial benefits above and beyond sick leave pay and workers’ compensation, which can provide additional financial security to members who are off work for a medical reason, such as an illness or injury. This plan also includes a pregnancy benefit.
Benefits of Membership:
Claim payouts are based on the number of years you have been in the plan. Benefits are paid every two weeks or, for shorter periods of disability, as soon as the amount due can be determined.
| Years of Membership | Weekly Benefit |
|---|---|
| Less than 5 years | $60 |
| 5 years, but less than 10 years | $70 |
| 10 years or more | $90 |
For more information, please contact the PSEA Benefits Department at (925) 246-6289.
To join, complete the membership application linked below.
To file a claim, download a claim packet. Complete the first page and sign the last page; have your doctor complete page two; then return the completed documents to the PSEA Benefits Department. Do not give the form to your supervisor. PSEA must do this part.
It is your responsibility to submit a completed claim packet within six (6) months of the first date of disability.
Cost of Membership: For only $9.00 per month, you can become a member of this plan. For added convenience, payments are made automatically through payroll deduction.
Who May Join: If you are an employee of Pacific Gas & Electric Company or its subsidiaries, you can join the plan once you become a member of PSEA.
Waiting Period: DP benefits begin after the seventh day of your qualifying disability, even if you are hospitalized on the first day of disability. No benefits will be paid the first 30 days of membership in the plan.
Maximum Benefits Period: The maximum time you can receive benefits from this plan is 25 weeks per disability. If your disability extends beyond 25 weeks, benefits will cease until after you return to work for at least 15 consecutive weeks with no absences for illness. However, in accordance with the State of California Employment Development Department guidelines, claims for pregnancy are paid up to four weeks before the estimated date of delivery and up to six weeks after delivery if there are no complications.
Benefits for Recurring Disabilities: If, after receiving benefits, you return to work and are again disabled within four weeks, the second period of disability will be considered a continuation of your first disability, unless it is the result of an entirely new and unrelated cause. If it is considered a continuation of your first disability, the seven-day waiting period is waived. Benefits paid for the combined periods of disability will not exceed the maximum of 25 weeks.
Benefits Exclusions: The plan does not cover:
- disabilities resulting from unlawful acts or any act of war.
- disabilities or illness incurred during any period when there was failure to pay contributions or assessments to the plan or while dues were in arrears.
- disability, which occurs while on a personal leave of absence over 90 days.
The above does not constitute a complete list of exclusions. For a complete list of exclusions, please contact the PSEA Benefits Department.