It doesn’t always happen to “someone else.”
The Chubb Voluntary Accidental Death and Dismemberment Plan provides insurance coverage for loss of life, limb, or sight that occurs as a result of an accident, whether on or off the job, 24 hours a day, while home or traveling. Most coverage pays in addition to any other insurance you may have.
Because it is a group plan, the rates for coverage are substantially lower than the cost of similar insurance you might purchase individually. Many levels of coverage are offered for the member only, but with this plan, you may also opt to cover your spouse and children.
Benefit payouts:
- Life 100%
- Both hands or both feet 100%
- Sight in both eyes 100%
- One hand and one foot 100%
- One hand and the sight in one eye 100%
- One foot and the sight in one eye 100%
- Speech and hearing in both ears 100%
- Sight in one eye 50%
- One hand or one foot 50%
- Speech or hearing in both ears 50%
- Hearing in one ear 25%
- Thumb and index finger of the same hand 25%
- Quadriplegia* 100%
- Paraplegia* 50%
- Hemiplegia* 50%
*QUADRIPLEGIA means total paralysis of both upper and lower limbs; PARAPLEGIA means total paralysis of both lower limbs; and HEMIPLEGIA means total paralysis of upper and lower limbs on one side of the body.
Additional benefits are described in the plan brochure.
If you have questions after reviewing the attached forms, please call us at (925) 246-6200 (main office) or (800) 272-7732 (toll-free).
To thank you for being a PSEA member, we offer you a complimentary membership appreciation benefit of $1000 in AD&D coverage. To be eligible for this benefit, you must elect it by filling out an application form.
Active members may apply any time for benefits starting the following month.
The next open enrollment period for Retired/Associate members is 8/1-9/7 for benefits starting 10/1
