Serious illnesses can be costly.
While most medical plans provide coverage for hospital and medical expenses, they don’t typically cover costs like daily living expenses, childcare, or co-pays. If you develop a critical illness such as cancer, a heart attack, or kidney failure, a critical illness insurance policy can close the gap and keep you from drowning in these other expenses.
Features/Benefits:
- There are two affordable plan levels to choose from. Premiums depend on your age. (Lower rates for non-smokers.)
- Lump-sum payments are made directly to you.
- Spouse and dependent coverage is also available.
- Premiums are conveniently paid through payroll deduction once per month.
- Health screening benefits
New Plan Enhancements for 2025:
- Benefits for Autism and Covid added
- Total Benefit Amount increased
- Skin Cancer benefit amount increased
- Initial Separation Period removed (coverage for a different covered condition will be paid regardless of when it occurs after a previous covered condition)
- Recurrence Benefit Separation Period and Treatment Fee Period reduced from 90 days to 30 days
*More covered conditions; more health screening tests covered; higher coverage on some conditions; $200 Mammogram Benefit (not available in all states).