Recent studies have shown the average cost of a 3-day hospital visit is $30,000.
Hospital indemnity insurance can help cover unexpected expenses resulting from a hospitalization, such as deductibles, co-pays, and non-covered medical services. Benefits are paid regardless of what is covered by your medical insurance and are paid directly to you to spend as you choose.
Features/Benefits:
- There are two affordable plan levels to choose from.
- Lump-sum payments are made directly to you.
- Spouse and dependent coverage also available.
- Premiums are conveniently paid through payroll deduction once per month.
- The plan includes a health screening benefit.
New Plan Enhancements for 2025:
- Treatment for mental illness, alcoholism and drug addiction in a hospital are now covered
- Number of confinement days covered increased from 15 to 30
- Newborn Nursery benefit daily confinement amount increased to $100 in Low Plan and $200 in High Plan and a third day of coverage added
For active PSEA members, open enrollment for this plan occurs once a year in February. New PSEA members have a 90-day enrollment window.
This plan is available to California residents only.
